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for and against, together with the reasons each suggests. Writing (a for-and-against essay) 5 8.5.1.1 8.5.6.1 8.5.9.1 Use the notes from Ex. 4 and your own ideas to write a for-and-against essay entitled 'Should teenagers have credit cards?' (120-180 words). Use the plan. Check your piece of writing and edit it. Para 1: state the topic Para 2: state advantages with reasons and examples Para 3: state disadvantages with reasons and examples Para 4: conclusion Student's Book: Self-Check 2 Workbook: 2g MODU
Английский язык 8 класс Эссе на тему "за и против английский язык эссе за и против кредитные карты для подростков преимущества кредитных карт недостатки кредитных карт аргументы за и против написание эссе план эссе редактирование текста подростки и финансы Новый
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Should Teenagers Have Credit Cards?
In today's world, the question of whether teenagers should have credit cards is a topic of much debate. While some argue that credit cards can be beneficial for young people, others believe that they can lead to financial irresponsibility.
On one hand, there are several advantages to teenagers having credit cards. Firstly, credit cards can help teenagers learn about financial responsibility. By managing a credit card, they can gain experience in budgeting and making payments on time. For example, if a teenager uses a credit card to buy school supplies, they will learn to track their spending and understand the importance of paying off their balance. Secondly, having a credit card can also help teenagers build their credit history, which is crucial for their future financial endeavors, such as applying for loans or mortgages.
On the other hand, there are significant disadvantages to consider. One major concern is that teenagers may not have the necessary maturity to handle credit responsibly. This can lead to overspending and accumulating debt that they cannot repay. For instance, a teenager might be tempted to buy expensive gadgets or clothes, thinking they can pay it off later, but end up in financial trouble. Additionally, if teenagers do not understand the concept of interest rates, they may end up paying much more than they initially borrowed.
In conclusion, while there are valid arguments on both sides, it is essential to weigh the pros and cons carefully. Credit cards can offer valuable lessons in financial management, but they also pose risks that can lead to serious consequences. Ultimately, whether teenagers should have credit cards depends on their individual maturity and understanding of financial responsibility.